Rent-to-Own and Financing Options

Rent-to-Own Options

At Swan Lake Estates, we understand that purchasing a home outright isn’t always an option — and that’s okay. That’s why we offer Rent-to-Own opportunities on select new and pre-owned homes located right here in our Bates City community.

This option allows you to enjoy the comfort and stability of homeownership without the need for immediate full financing or a large down payment.

✅ How it Works

  1. Choose from qualifying homes available within the park
  2. Sign a Rent-to-Own agreement with flexible monthly payments
  3. Live in your home as you pay toward eventual ownership
  4. Own your home once the agreement term is complete!

⚠️ Important Notes

  • Rent-to-Own is available only for homes remaining in the community
  • No financing is available for homes intended to be moved offsite
  • Homes are offered as-is, with regular lot rent and utility terms applying

💵 Need Financing?

At Swan Lake Home Sales, we’re proud to partner with Waterstone Mortgage — a trusted lender committed to helping buyers find affordable financing solutions. Their team understands the unique needs of modular home buyers and offers flexible options to fit your budget. Whether you’re a first-time buyer or ready to downsize, Waterstone is here to help every step of the way. Click the logo below to learn more.

Waterstone Mortgage Company

💬 Have questions about a specific model?

Contact Us or call (816) 956-2603 to speak with a home specialist today!